Vision Insurance
Contact
Human Resources77 Macalester Street, Room 201 651-696-6280
651-696-6612 (fax)
hr@macalester.edu
twitter linkedin
Hours
Vision and eye care are critical components of your overall health and well-being. Whether your vision is 20/20 or less than perfect, regular vision check-ups are important. We offer vision care benefits as part of our commitment to total health and wellness. You may register as a member on the VSP Vision website for more targeted provider results.
Macalester employees with a 0.50 FTE or higher are eligible for coverage. Employees may add spouses, registered domestic partners, dependent children up to age 26 as well as other legal dependents.
The below tables are only a summary of cost/care/networks. The Certificate of Coverage will be used for all error and claims processing.
-
You can choose any optometrist you would like. However, under the vision plan, cost coverage is based on whether your optometrist is In-Network or Out-of-Network.
Service/Feature In-Network Out-of-Network WellVision Exam 1 Every Calendar Year 1 Every Calendar Year Contact Lens Exam, Fitting, & Eval 1 Every Calendar Year Not Covered Lenses
Either glasses lenses or contact lenses1 Pair Every Calendar Year (Glasses)
OR
1 Allowance Every Calendar Year (Contacts)1 Pair Every Calendar Year (Glasses)
OR
1 Allowance Every Calendar Year (Contacts)Frames 1 Every Other Calendar Year 1 Every Other Calendar Year Coverage In-Network Out-of-Network WellVision Exam $10 co-pay, then 100% $10 co-pay, then 100% up to $45 Routine Retinal Scanning $39 co-pay, then 100% Not covered Contact Lens Exam, Fitting, & Eval
Standard & Premium$25 co-pay, then 100% up to $60 Not covered Frames $150 allowance, then 20% off balance. Extra $20 allowance on featured brands. 100% up to $70 Contact Lenses – Medically Necessary $25 co-pay, then 100% $25 co-pay, then 100% up to $210 Contact Lenses – Elective 100% up to $150 $25 co-pay, then 100% up to $105 Lenses – Single Vision $25 co-pay, then 100% $25 co-pay, then 100% up to $30 Lenses – Bifocal $25 co-pay, then 100% $25 co-pay, then 100% up to $50 Lenses – Trifocal $25 co-pay, then 100% $25 co-pay, then 100% up to $165 Lenses – Lenticular $25 co-pay, then 100% $25 co-pay, then 100% up to $100 Lenses – Progressive $25 co-pay, then 100% $25 co-pay, then 100% up to $50 Lens Enhancements Premium Progressive Lenses – $95-$105
Custom Progressive Lenses – $150-$175
Standard Anti-Reflective Coating – $41
Photochromatic Lenses – $75
Solid Tints and Dyes – $0
Plastic Gradient Tints – $17
Polycarbonate Lenses – $31 – $35; $0 for children
Scratch-Resistant Coating – $17
UV Protection – $16Not covered Laser Vision Correction – Discounted access through VSP Laser VisionCare Average savings of 15-20% off retail or 5% off promotional process Not covered Extra Savings
Glasses and Sunglasses - Extra $20 to spend on featured frame brands. Go to vsp.com/offers for details.
- 20% savings on additional glasses and sunglasses, including lens enhancements, from an VSP provider within 12 months of your last WellVision Exam
To find In-Network providers, visit VPS Vision’s website.
- The monthly premiums listed below will remain the same for calendar year 2025.
Coverage Level Monthly Rate Employee $6.24 Employee + 1 $12.57 Employee + 2 or more $22.17 -
- Visit VSP.com
- Call 800-877-7195 (Toll Free)
- VSP Benefit Summary (PDF)
- VSP Provider Search (PDF)
- VSP Simple Values – access to valuable discounts and everyday savings on prescription drugs, pet care, live entertainment, movie tickets and more!
- VSP Exclusive Member Extras – Discounts on hearing aids and batteries for members and extended family members, contact lens rebates, Eyewear Protection program, and more! A full list of our Extras is available on our website, www.vsp.com under Offers.
- VSP Eyeconic Overview – VSP’s online eyewear store where VSP members can use their benefits to buy glasses or contact lenses. Shipping is free and a virtual try-on is available!
- VSP doesn’t send out ID Cards. What you will do instead is let the provider know that you have insurance through VSP Vision and they will be able to look you up in their system. When a dependent schedules an appointment, they also only need to mention your name and VSP Vision. It really is that simple!
-
- Visit vsp.com
- Click on Create an Account located on the upper right hand corner of your screen
- Fill in the following information:
- Last 4 digits of your SSN
- Name
- Date of Birth
- Email Address (this will become your username)
- Phone Number (optional)
- Preferred Language
Once you have created your account, you will receive a confirmation email. You will want to click on the link that you receive within 48 hours to activate your account. Once it is activated, you will be set up to use your VSP account.